Privacy Policy

Howard Agency Insurance Solutions Specialist is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose your personal information.  

Information We Collect:

We may collect the following types of personal information from you:

• Contact information: Your name, address, email address, and phone number.  
• Financial information: Your income, assets, and liabilities.
• Insurance information: Your insurance history, coverage needs, and claims information.
• Other information: Any other information you provide to us, such as your date of birth or social security number.

How We Use Your Information:

We may use your personal information to:

• Provide insurance services: Process your insurance applications, issue policies, and handle claims.
• Underwrite policies: Assess your risk and determine appropriate coverage and premiums.
• Market our products and services: Send you information about our products and services, including promotional materials and offers.
• Comply with legal requirements: Comply with applicable laws and regulations, such as reporting requirements to state insurance departments.

Disclosure of Your Information:

We may disclose your personal information to:

• Insurance carriers: To underwrite your insurance policies and process claims.
• Service providers: To assist us in providing our services, such as marketing, customer service, and data processing.
• Legal authorities: To comply with legal requirements or to protect our rights.

Your Rights:

You have the right to:

• Access your personal information: Request access to the personal information we hold about you.
• Correct your personal information: Request that we correct any inaccuracies in your personal information.
• Opt out of marketing communications: Opt out of receiving marketing emails or other communications from us.

Security:

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.  

Contact Us:

If you have any questions about our Privacy Policy or our practices, please contact us at:

Last Updated: 9/30/2024

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